Expert Q&A: Debt Collection After a Spouse's Death Credit Card Guide News
Please accept my condolences on your husband’s passing. That you are receiving scary collection calls so soon after losing him must be terrible.I doubt that you can be held responsible for his old credit card debt, but I can’t say with absolute certainty. Much depends on state law. In most cases, liabilities incurred before marriage (especially on a credit card that is not at all associated with you) would be pulled from his separate estate, but not from your combined or personal assets. However, if you live in a state that has community property laws on the books (Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin), complications might arise. To know for sure, contact a consumer rights attorney in your area.
If you discover that you do not have any obligation to pay — and I don’t think you do — it’s time to learn about the Fair Debt Collection Practices Act (FDCPA). The collector may be violating this federal law, which prohibits debt collectors from using abusive, unfair or deceptive practices to collect money. Your state’s law may offer even further protection.
Debt Buyer / Debt Collector Lawsuits
Hudson Henley, a Texas and California Attorney, discusses debt buyer and debt collector lawsuit. Sued by debt buyer. He can be reached at (214 ...
texas fair debt collection act - News
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Read the whole thing - New York Daily News Read the whole thing In the meeting, Governor Sanford of South Carolina, Governor Perry of Texas and Governor Palin of Alaska admonished us that piling debt on top of debt may |
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Television movies for the week of Jan. 11 - Pittsburgh Post Gazette Television movies for the week of Jan. 11 Events spiral out of control when a debt-ridden mechanic and his brother agree to kill their wealthy uncle's business associate in exchange for money. |
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Reviews: Grades 5 & Up He's attending a Scottish Highland Fair atop a mountain in Tennessee with his old buddy Mac, Mac's controlling girlfriend (named Beth, no less), |
