Best Debt Consolidation Companies - Where To Find The Best Company
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state of michigan free debt consoladation company?
first name starts with green
I hope this helps...
The state of Michigan right now is one of the poorest states in the Union, I was just there. Everyone and anyone is desperate to do whatever they have to do to make money there. When you have a situation like this the worst in mankind comes out. Debt consolidation businesses are one of the easiest businesses to rip people off, they always have been but under the present circumstances in the Michigan economy, I'd be particularly careful about getting involved with any company especially one that requires you to have to put money down.
Good Luck!
http://www.greenpath.com/
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://simurl.com/veczig
Is it better to us a Consoladation company or to use a home equity loan to pay off debt?
I am in a little over $45,000 credit card debt. I am trying to figure out if it would be better for me to use a consolidation company or to get a home equity loan.
A home equity loan is the way to go. Get low interest, make sure it is FIXED interests then borrow against your home and pray you can pay the $45,000 wackeroo off .
Home equity rates are much lower than some consolidation loans and it can be used for tax deductions most of the time. Get one & pay off your credit card debt then you will only have one payment at a much more affordable rate.
You have the option to lock in the rate to a fixed rate.
I would advise talking to the CCC.
In either case, read everything carefully before you sign it.
Grandpa
1. Equity in your Home
2. Rate on Equity
3. If the Loan is Tax Deductible -
4. If you can afford the payment
If you have More than 10% Equity in your Home, Good Credit and you used the 45K on Home Improvement and you can afford the payment consolidate with a Home Equity Loan.
The IRS requires you to use debt for home improvement for it to be tax deductible.
