Consumers, beware of unlicensed debt collectors The Idaho Statesman
Businesses that collect debts and offer credit counseling and debt consolidation to Idaho consumers — without a license — are a nagging problem, according to interviews and state records.
Most of the complaints received by the Department of Finance are related to debt collection.
Many of those “involve unlicensed out-of-state collection agencies who are also violating a variety of federal and state collection laws,” said Gavin Gee, director of the department.
A consumer who gets a call or letter from a debt collector should check to make sure the collector is licensed in Idaho, said Anthony Polidori, supervising examiner for the department’s consumer finance bureau.
“If the collection agency is collecting a legitimate debt ... [people] want to be cognizant of it, that [not paying] could affect that account,” Polidori said. But make sure a company is legal before making any agreements with it, he said.
In February, the department ordered New York company Cambridge Huxley & Associates LLC to stop taking money from Idahoans.
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