Debt Consolidation Alternative, Debt Free League Says: Less In Debt Visit ... DigitalJournal.com (press release)
San Diego, CA (PRWEB) August 14, 2011
Because of the United States debt crisis, many folks in debt have succumbed to debt collection terrorism. Yet, Debt Free League, a San Diego debt relief company with a debt consolidation alternative, states fewer debtors are going to bankruptcy court; more are suing the debt collectors. Select debtors are also using the company's debt program to fight debt recovery abuses.
In 2010, shattering 2009 records, consumers filed an estimated 13,901 lawsuits against collection agencies and creditors, including 10,914 Fair Debt Collection Practices Act cases, according to research firm, WebRecon LLC.
Consumer and business debt settlement specialist, Debt Free League prognosticates even more consumer lawsuits in 2011. They attribute the surge to the economy’s onward decline.
“Low housing and steep unemployment creates panic, causing the creditors not to issue debt loans. And as more bills are left unpaid in this dangerous circle, the debt collectors gradually intensify bullying tactics", declares Debt Free League representative, Vic Chevalier.
10 Ways Debt Collectors Break The Law
www.fairdebthelpers.com - The Fair Debt Collection Practices Act (FDCPA) makes unfair or abusive debt collection practices illegal. Here are 10 ...
Debt collection improvement act of 1996?
We have an employee who owes the government money under the debt collection act of 1996 (DCIA), and we pay accordingly with this order. My boss wants to know if we as an employeer have any rights to charge said employee for costs incurred for paying this debt. i.e. postage and time spent by various indivduals. This is not entended as a displinarian action which is unlawful under this act but rather to recover costs.
Who enforces fair debt collection practices act?
Who would I write to to enforce the Fair Debt Collection Practices Act in California. If I do not want to hire an attorney?
California
Attorney General's Collection Agencies Guide
www.ag.ca.gov/consumers/general/collection_agencies10.htm
What constitutes harassment under the Fair Debt Collection Act? How often can credit cards call you a day?
I am being driven crazy by calls from one particular creditor - and I'm only 10 days late w/ my payment!! Help? Is there something that I can do? I live in New York.
This is a first party credit card, not a collections agency. thanks!
You have to REQUEST that they not call you anymore, unless you agree to a certain date. They can call as often as they want to until you ask them not to. Also watch out for the late charges, and they will probably up your interest rate to the highest they can.
if its 3rd party, your in collections they can only call one time per day with contact. otherwise no contact/message they can call every few hours.
What are some things that creditors can't do according to the "Fair Debt Collection Practices Act"
What are some things that creditors can't do according to the "Fair Debt Collection Practices Act"?
they can't lie about their identity over the phone to complete collection calls.
EDIT: The below post is incorrect on a lot of areas. They can call at work, they can use third partys to leave u messages, they can info you on legal action if it is their right to do so, and they do not have to stop calling you by you asking, it has to be done via mail.
Cannot call you after you've asked them to stop.
Cannot call you repeatedly.
Cannot call you at work.
Cannot call you if you're represented by a lawyer.
Cannot call you if you've sent them a letter asking for verification of a debt.
Cannot misrepresent or deceive.
Cannot publish your name or address.
Cannot seek unjustified amounts.
Cannot threaten or take legal action.
Cannot use abusive or foul language.
Cannot contact third parties.
Cannot contact you by embarrassing media.
Cannot report false information on your credit report.
Does the Fair Debt Collection Practices Act apply to a business debt?
In other words what I am asking...can a collection agency call your business and tell your employee that you have an outstanding debt that is in collections? How much the debt is for and what year its from?
Is this a violation of the Fair Debt Collection Practices Act?
A debt collector called my wife's mother, ex-step-father, and grandmother and told them he needed to contact her because there were fraudulent charges made on her credit card. Her mother called BS on the guy and took his information, then gave it to my wife.
Is this false representation under Section 807 of the Fair Debt Collection Practices Act?
The practice you describe would seem to be forbidden by 15 U.S.C. 1692e(10): "The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."
http://www.law.cornell.edu/uscode/html/uscode15/usc_sec_15_00001692---e000-.html
Is a private landlord subject to the provisions of the Fair Debt Collection Practices Act?
I'm having a temporary problem paying my rent and I really don't want to deal with the knocking on the door and the phone calls.
What are the most common violations banks commit regarding the Fair debt collection practices act?
Contacting you after you have written to them requesting them to stop contacting you. Or contacting you at work.
Fair Debt Collection Practices Act related to companies?
Does anybody know if the Fair Debt Collection Practices Act applies to debts incurred/alleged against a company ?
If not, is there a similar act which does apply to company debts ?
No, FDCPA is consumers only.
There is nothing in that realm in U.S. law relating to company debts. However, there may be something in your state law.
California Fair Debt Collection Practices Act be?
Is California Fair Debt Collection Practices Act applicable for people living in California or is it for all the citizens of US? Do explain.
The Fair Credit Debt Collections Practices Act is typically applied nationwide. For some insite on the dos and donts of this Act take a look at http://www.creditmanagementworld.com/legal/fairdebtcollectionact.html
act collection debt - News
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Bad Time For Some, Others Cash In - The Moscow Times
The Moscow TimesBad Time For Some, Others Cash In "We've seen a huge jump in corporate debt collection, especially from European clients trying to collect from Russian corporations.
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BoT supports Finance Ministry revision of debt collection law - Thai News Agency MCOT
Thai News Agency MCOTBoT supports Finance Ministry revision of debt collection law the statutory demand procedure should be useful and benefit Thailand's debt collection system. Regarding an amendment to the Credit Card Business Act,
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